Top 12 Credit Unions in Alabama 2023
If you are looking for better interest rates on savings and minimum rates on loans then you can easily choose Credit Unions.
The credit union offers you almost similar facilities like most of the banks out there.
But because of the suitable interest rates, people often go after Credit unions.
So, if you are living in Alabama, United States, or nearby then you should know these 20 best credit unions for mobile banking or online banking.
Top 12 Credit Unions in Alabama [Mobile and Online Banking]
Before choosing your credit union companies in the United States, make sure to consider fees, ease of deposit, branch locations, online features, availability, and security.
1. Redstone Federal Credit Union
Redstone federal credit union is one of the largest and best credit unions in Alabama, United States.
They offer competitive interest rates, services, lower fees, flexibility, and trusted advice.
Features/Services
- Personal and Business accounts
- Checking and savings accounts
- Credit cards
- Loans
- Investment
- Insurance
- Online and mobile banking
- Discounts offers
2. Listerhill Credit Union
Listerhill Credit union is a non-profit cooperative that is organized by its own members.
Features/Services
- Personal and Business
- Checking and savings
- Credit cards
- Loans
- Financial services
- Online and mobile banking
3. Family Savings Credit Union
Family Savings is the best credit unions in Alabama that don’t aim for profit or charity but only focus on service to bring people together in the financial world.
Features/Services
- Checking, savings, investments
- Insurance services
- Loans
- Mobile and Online banking
- Financial wellness
- Member discounts
4. Avadian Credit Union
Avadian also consider as the top credit union that is located in Alabama, US.
Their aim is to provide family presence, the best prices, and innovative services to improve your financial status.
Features/Services
- Personal and Business account
- Savings, checking, investment, insurance
- Loans for vehicles, homes, personal and for business
- Mortgages
- Home equity
- Credit cards
- Telephone banking and online banking
5. Five Star Credit Union
It is a non-profitable and member-owned cooperative that is established to create financial well-being for people.
So, guess what, you will have the best rates for your entire savings or loan services.
Features/Services
- Business and personal accounts
- Checking, savings, and certificate accounts
- Money market
- Direct deposit
- Digital wallet
- Retirement plan
- Loans
- Credit cards
6. New Horizons Credit Union
This credit union’s mission is to provide real-time solutions who are for financial needs each and every day.
This is why they have 5 main pillars of trust, accuracy, solution-driven, community, and respect.
Features/Services
- Checking and savings accounts
- Money market, certificate, and IRAs
- Club 55
- VISA Debit cards and credit cards
- Mortgage
- Loans
7. AlaTrust Credit Union
AlaTrust is located in Birmingham, AL that has the best objective of serving a single customer at a single time.
This is why their services have a quality to earn respect from customers or members.
Features/Services
- Personal and business account
- Saving and checking accounts
- Clubs
- Certificate and IRAs
- Debit card, credit card, gift card, and reward card
- Loans (Auto, marine, car buying, student)
- Mortgage
- Online and mobile banking
- Mobile wallet
- Direct deposit
8. Alabama Credit Union
If you are looking for top credit unions in Birmingham, Al then you can easily go with Alabama credit union.
Their motive is to strengthen the life of their members by building up a strong financial status just like their motto ‘feel good about your money’.
Features/Services
- Savings and checking accounts
- CDs, IRAs, money market accounts
- Financial education
- Loans
- Online and mobile banking
- Payroll deduction
- Automated phone teller
- Direct deposit
- Wire transfers
9. Tyndall Federal Credit Union
This is a non-profit credit union that focuses on building a meaningful financial status for all of its members.
So, you can take financial advice from their company if you are a beginner or an intermediate.
Features/Services
- Saving and checking accounts
- Loans (Home, auto, personal, family)
- First-term military loan
- Credit cards
- Online services (banking, direct deposit, Zelle)
10. Navy Federal Credit Union
If you are from a military background then you will love to open your account in the Navy Federal credit union. It will help you to keep your finances on track for the future when you are retired.
Features/Services
- Checking and savings accounts
- Money market accounts
- Certificates
- Loans and mortgage
- Credit cards
- Zelle
- E-services (online and mobile banking)
- Financial wellness
11. All In Credit Union
It is never too late to build your financial status strong. So, All In credit union will help you in the entire process from the beginning for that.
Features/Services
- Savings and checking accounts
- Zelle service
- Loans
- Business account
- Money market, share, IRA certificate
- Insurance
- Online banking
12. Alabama Central Credit Union
They are open for their members to achieve financial goals by protecting their assets. So, don’t just hold back, make an appointment.
Features/Services
- Personal, savings, and business accounts
- Loans (Personal or business)
- Credit cards
- Digital banking
Frequently Asked Questions (FAQs)
Are Credit Unions Better than Banks?
Credit unions have better interest rates on both loans and savings which is a plus point to be better than banks.
Are Credit Unions FDIC Insured?
No, credit unions are not FDIC because it is only for banks.
How Many Credit Unions You Can Join?
Yes, you can easily open more than 1 account in credit unions.
What Credit Score Do Credit Unions Use?
Credit Unions use the FICO score.
Wrapping Up
It is believed if you save your money on time then it will be beneficial for you in the future. This is why a credit union is the best place where you make your finance strong with a good amount of interest rates.
So, these are our top 12 best credit unions in Alabama, US.
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